Earn Real Estate Returns & Support Homeownership
A hands-off investment with expected returns of 15%+ and a built-in exit plan. All while making a direct positive impact on our community.
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A hands-off investment with expected returns of 15%+ and a built-in exit plan. All while making a direct positive impact on our community.
Get started
Partner with a thoroughly-vetted Owner-Resident to purchase a home. Their deposit, occupancy payments, and a fixed sale price on the home all contribute to your secure ROI.
When the term ends, they take full ownership, and you exit with estimated returns of 15%+.
Key administers the program and your Owner-Resident manages the residence, including maintenance. Their long-term commitment to homeownership minimizes issues such as non-payment, property damage, and churn.
Benefit from strong income yields through the down payment, monthly equity deposits, and occupancy payments. With up to 80% leverage, your equity returns are further enhanced.
Your Owner-Resident makes the commitment to purchase the property at a fixed price at the end of the 5-year term.
Your investment directly enables a hard-working Canadian family to achieve their dreams of homeownership.
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Hear from Rob, Founder and CEO of Key about why he personally invested.
It couldn’t be simpler to invest with Key.
Key matches you with a thoroughly vetted Owner-Resident (OR).
Key shops for a home with a realtor and your OR, prioritizing properties with high potential ROI.
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You sign the OR Agreement, which sets the OR’s down payment, monthly occupancy payments, and monthly equity top up payments.
You are on title for the 5-year term until the OR has accumulated 10% of the equity value of the home.
Key administers the program and the OR manages the residence, including maintenance.
The OR purchases the home at a predetermined price using their initial deposit, accumulated monthly equity payments, plus a fixed return on their deposits.
Target return
Minimum
Investment size
Term
at investor discretion
Loan to value
Interest rate
Resident equity return
Who is on the title of the property?
You, as the main investor of the property will be on title until the end of the 5-year contract.
What happens if I need to exit the program?
Investors need to commit to a five year term on the investment
How are repairs and maintenance handled?
Residents are responsible for maintenance
What happens if the owner resident needs to exit the program?
The OR pays for half of the costs to sell the home and the equity appreciation on their deposits is clawed back
How are properties selected?
Properties are located in the GTA and are a maximum of $700,000 in quality neighbourhoods and at prices below the neighbourhood average
How does key identify and assess potential Owner-Residents (OR)?
Residents go through a rigorous credit screening process, income verification, and identity validation to ensure they will be mortgage ready in five years
