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To become a co-owner with Key, the initial minimum home equity investment starts from 2.5% of the value of your home depending on the building, which will be around $15k for many.
Traditional homeownership requires 5-20% down depending on the value of your home.
With Key, you are not taking on a mortgage. We invest along side you for the 5 year duration of the program. At the end your equity deposits and growth from home value increase prepares you for full ownership.
With traditional homeownership you are required to qualify for and take on a mortgage. A mortgage also means taking on the risk of rising interest rates.
