Client Requirements

Financial Commitments

All clients must meet Key’s underwriting standards and agree to:

  • An initial equity deposit of 2.5 to 5% of the home value.
  • Monthly payments combining costs akin to mortgage payments with equity contributions.
  • A five-year buyout plan with a fixed annual price growth rate of 5%.

Supporting Clients

The Owner Resident Handbook

The OR Handbook outlines detailed program information for your clients

Use Key’s Calculator

Show clients how their equity builds over time with Key's calculator. Emphasize the benefits of equity-building and the clarity of their financial plan.

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